How payments work with Veyro.
You build the product. Your guardian completes the adult verification. Stripe processes payments, while Veyro brings setup, checkout and your payment records together.
For founders aged 13 to 17, subject to country requirements. Provider guidance last checked 13 September 2026. Nothing here is legal or tax advice.
Getting started
Four steps from checking your eligibility to a working checkout.
Check your country and age
The checker answers before you create an account. Country availability and local contracting age both matter; an open result is not a legal guarantee.
Invite your guardian
They sign in to their own account, give consent and complete Stripe’s hosted verification using their own details. Identity documents and bank information go directly to Stripe. Stripe can ask for further information later.
Create a product and connect your checkout
Share its payment link, use the React SDK, or integrate the checkout API. Customers can pay only after the payment account is enabled and the product is live. Read the integration guide.
Follow payments and payout requests
The dashboard shows your real transaction, fee and payout records. Stripe controls settlement and bank transfers. Veyro records payout requests and notifies your guardian; a request is not confirmation that money has been sent.
Who does what
Four distinct roles. Veyro is software, not a bank or payment processor.
- Founder
- Builds the business, lists products and keeps track of sales.
- Runs the business
- Guardian
- Gives consent and completes the adult verification Stripe requires.
- Consent and visibility
- Veyro
- Guides setup and brings products, sales and payout records together.
- Never holds money
- Stripe
- Verifies identity, processes payments and sends payouts.
- Handles payments
Stripe verifies the adult, processes the customer’s payment, holds the payment balance, sets its processing fees and sends payouts. Veyro guides setup and keeps products, payments, guardian updates and annual earnings summaries in one place. Veyro never holds your money, card details or identity documents.
Money and guardian controls
Your product stays yours. The payment account has a verified adult behind it.
Your guardian does
- Does the identity checkWith their own ID, on a secure form Veyro never sees. Once at setup, and the provider can ask again later.
- Owns the accountThe payment account is in their name, as the verified adult Stripe requires.
- Can close or freeze itAt any time, and not through us. Nothing in Veyro prevents it.
Your guardian does not
- Own your businessNot your products, not your customers, not your ideas.
- Approve each saleNobody signs anything off. A sale is a sale.
- Approve each payoutVeyro records your requests and notifies them. Bank transfers follow the account's settings in Stripe.
Your guardian can change the payment account’s settings, payout schedule or bank details in Stripe, and can close or freeze it. Veyro does not provide per-sale or per-payout approval controls. Stripe can ask the guardian to verify again after setup. Read the guardian responsibilities.
From a payment to available funds
A customer opens your checkout, Stripe processes the payment, and Veyro records its status. A settling payment is not yet available. Stripe handles the eventual bank transfer under the account’s settings.
Illustrative wallet below. These are example amounts and payment states, not a real account or a new payment.
An example founder wallet at the planned pricing. Veyro fee launch is postponed.$210.00 collected this month, less $8.55 in processing fees, $3.30 to Veyro and $3.15 still settling, leaving an available balance of $195.00. Payouts follow the payment account’s schedule in Stripe. Every figure is invented.
Illustrative planned pricing. Veyro fees are postponed.
Hover or choose a term to understand it. Stripe handles bank transfers under the payment account’s settings.
Stripe’s written reply
What the provider confirmed, and the limits of that confirmation.
Stripe’s reply covers guardian involvement for ages 13 to 17, account types, country availability and hosted verification. Read the provider’s exact words alongside the limits of what they confirm.
Read the complete quoted reply
We asked Stripe whether a platform could onboard founders aged 13 to 17 with a guardian, which Connect account types support it, where the route is available, and whether Stripe should collect verification documents directly. This is a summary of our question, not a quotation.
Arthur at Stripe Support replied on 8 September 2026. Everything attributed to Stripe below is quoted exactly.
The age and guardian requirement
“A user who is at least 13 years old can create a Connect account, and where the user is under 18, the required parent or legal guardian involvement must be completed through Stripe's onboarding process before the account can accept charges or receive payouts.”
The guardian’s involvement must be completed through Stripe onboarding before the account accepts charges or receives payouts. Consent on its own is not completed payment setup.
The supported account types
“The current guidance is that Standard, Express, and Custom Connect accounts can support users aged 13–17 with legal guardian involvement, subject to country availability. If you have come across older information indicating an 18+ minimum for Express or Custom accounts, please follow the current Help Center guidance.”
We had relied on older guidance that set an 18-plus minimum for Express and Custom. Stripe corrected that: all three account types can support users aged 13 to 17 with guardian involvement, subject to availability. Veyro currently uses Standard.
Country availability
“For your planned launch countries, the US is supported under this process. Country-specific requirements may apply, and availability for certain minor onboarding flows can vary by country. Brazil remains an exception where users must be at least 18 years old.”
The United States is confirmed by name. Brazil is excluded for under-18 account holders, even with a guardian. Other countries were not individually confirmed: country-specific requirements still apply, and the checker makes that distinction visible.
Verification and architecture
“We recommend using Stripe-hosted onboarding or embedded onboarding components so that Stripe can collect and verify the required information directly. These onboarding flows automatically reflect current verification and compliance requirements.”
“From the architecture you've outlined, using Stripe-hosted onboarding for identity verification while not handling identity documents, banking credentials, or funds directly is the recommended approach.”
Veyro uses Stripe-hosted onboarding. Stripe collects the verification details; Veyro stores the account reference, guardian relationship and payment records.
Country and age limits
Provider access and legal contracting age answer different questions.
Stripe’s self-serve route is available in 43 countries. India and Indonesia require sales contact rather than self-serve signup. Five additional countries use Paystack, Stripe’s extended network, whose different terms we have not assessed. Brazil requires account holders to be at least 18.
- United States
- Confirmed by name in Stripe’s reply. The checker also cites a source for local contracting age; it is the strongest provider confirmation we have.
- Brazil
- Excluded for under-18 account holders. A guardian does not remove Stripe’s stated age restriction.
- United Kingdom, Europe and other self-serve countries
- The checker treats these as open, with a clear qualification: Stripe confirmed the mechanism, not every individual country. Local contracting ages have named sources, and payment setup remains subject to Stripe’s requirements.
- Nigeria, Kenya, Ghana, South Africa and Côte d’Ivoire
- These use Paystack. We do not assume its rules are the same as Stripe’s.
Age can depend on your region
Scotland is 16 under the Age of Legal Capacity (Scotland) Act 1991. Seven Canadian provinces and territories use 19. Mississippi is 21; Alabama and Nebraska are 19. Singapore separates contracting capacity from the age of majority and lowered contracting capacity to 18 in 2009.
The checker distinguishes confirmed, primary, secondary and disputed sources rather than hiding uncertainty. It asks for a region where the local age differs. Check what applies where you live.
Account limitations
What the current integration supports, and what it cannot promise.
Veyro uses Stripe Connect Standard. The account holder controls bank transfers and payout settings in Stripe. Veyro cannot hold funds or require guardian approval for each payout.
Read the integration limits
- Veyro uses Stripe Connect Standard
- Veyro’s platform is registered in the UAE, where Express and Custom connected accounts are not available through the self-serve route. This platform restriction is separate from the under-18 rules.
- The account controls its payout schedule
- Standard provides its own Stripe dashboard. Veyro cannot hold money, delay a payout or add a guardian approval step to each payout. The guardian receives notifications and records, while account controls remain in Stripe.
- The verified person must be the guardian
- The guardian completes setup from their own signed-in session. Veyro re-reads the account from Stripe and checks the verified individual against the expected guardian. A mismatch prevents the account from being treated as ready. Veyro cannot control who enters details in Stripe’s form.
- The integration still uses Accounts v1
- Stripe now recommends a newer API for new Connect integrations. Migration remains in development; this page does not present it as complete.
Annual earnings and payout summaries are records to share with an accountant, not tax returns or tax advice. Veyro does not promise to file your taxes.
Find out what applies to you.
Check your country and age before making an account. The result shows the relevant requirements, the limits of the evidence, and when you do not need Veyro.