What you are actually being asked to agree to.

Stripe’s own policy permits someone aged 13 to 17 to hold a connected account when a parent or legal guardian is the verified adult on it. That is written guidance from the payment processor, quoted in full on how it works, and it is what this product is built on.

What it is not is a court ruling. No judge anywhere has tested whether a minor can be bound by the contracts underneath, and no lawyer has confirmed it in any country. The arrangement is permitted by the processor and lawful on its face; it is not settled law. If that distinction matters to you, it should, and the full list of what is unproven is a page rather than a footnote.

You are the account owner. That is the honest answer and it is the point: an adult has to be the enforceable party, because a contract with a minor is voidable at the minor’s election. Stripe verifies you, not your child, and the account exists in your name.

In practice that means refunds, chargebacks and disputes on this account are ultimately yours, the same as they would be if your child simply used your own Stripe account. What changes is that it is a separate account for a separate activity, rather than mixed into your personal payments, and that your child handles the day-to-day instead of you.

Veyro never holds the money and is never in the path of it. Payments go from the customer to the Stripe account; Veyro keeps the record.

Possibly, and this is the question to take to an accountant rather than to a website. Because you are the account owner, tax documentation that Stripe issues for the account is issued against you. That is a real consequence of the arrangement and not something to wave away.

What Veyro does is keep the two things separable: the account is for your child’s activity only, the ledger records every payment and fee against it, and the records are exportable. Whether their earnings are treated as yours or theirs depends on where you live and on facts about your household that we do not know.

We will not tell you it has no effect on your taxes, because we do not know that and nobody selling you something should say it.

Yes. You own the account and you can close or freeze it at any time, directly with Stripe. Nothing in Veyro can prevent that, and nothing in Veyro is designed to.

What you do not do is approve each payout. You verify yourself once at setup, and after that your child moves their own money without asking. That is deliberate — a parent who has to approve every payment is a parent who becomes a bottleneck, and a teenager who needs permission for every pound is not running anything. You keep the control that matters: the account itself.